Current Mortgage Rates in Solano CA
We shall cover some common questions that Solano CA Mortgage borrowers often ask in the article:
Solano CA mortgage borrowers looking for lowest mortgage rates in California will find the article helpful.
Solano CA mortgage borrowers raising dispute with bureau:
While disputing any item that may be being reported erroneously on your credit report. You must have documented proof to support your claim. Simply calling the bureau and disputing yields no result. The bureau rep would ask you for documents and if you have no documents he would tell you that the bureau would investigate into the matter and would get back to you after 45 days. So if you have no documents nothing would happen and the same thing would continue to get reported on your credit report.
Besides once you dispute a particular item and you have initiate the mortgage. It would start showing up in your credit report as disputed. Assuming everything is clean on your file. Unless that dispute is not removed, the lender may decide not to lend the mortgage unless it’s cleared.
Solano Mortgage borrowers disputing collection account
I have come across many instances where borrowers claim that 3 years back i had paid off the collection item but its still showing up on my credit report.
REMEMBER: when you make a collection payment as proof of final settlement on the account. Make sure you get a document in writing duly signed on the company’s letter head that you have paid the account in full.
If you forget to do that, the same collection account would then be sold to another collection company who would again try to recover the sum and you will never be able to come out of it.
If you do have something in writing and erroneously a new collection company is reporting to bureau that you owe them money, You can call customer support and dispute the item and request the bureau to remove the reported item faxing or e mailing them a copy the document that you got three or four years back from the collection agency with whom you settled in full for the item. Yes, you will have to save the document that says amount settled in full for a few years just to be on the safe side.
No matter how techno savvy the world is becoming the last resort is always the old school way of papers that need to be saved.
Call Solano CA mortgage expert below to get you the lowest mortgage rate on your refinance.
For more information visit www.affordable-payment.com or call 323-705-3191 if you are a California Mortgage borrower.
CURRENT REFINANCE RATES MONTEREY CA
Product Rate Change
30 year fixed 3.63% 0.02
15 year fixed 2.99% 0.07
5/1 ARM 3.07% 0.14
Artical by Roger Shanker
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