Fairfield-Vallejo CA Mortgage Rates Today

fixed-rate mortgages are available Fairfield-Vallejo CA

Conventional Fixed-Rate Mortgages	Rate	APR
30-Year Fixed (conforming)	3.875%	3.946%
20-Year Fixed (conforming)	3.625%	3.723%
15-Year Fixed (conforming)	3.250%	3.374%
10-Year Fixed (conforming)	3.250%	3.430%

Affordable payment can help you shop through a variety of lenders, banks, mortgage brokers and providing you custom rates without any of these banks, lenders, brokers. You do not have to give out your personal information to any of these brokers or lenders. Get qualified for the lowest mortgage and right program and excellent support from Affordable payment.

In this Article we shall focus on answering some common queries of Fairfield-Vallejo CA mortgage borrowers:

Buying (refinancing) a Home With or Without Green Card

A borrowers who is a green card holder and a borrower who is not a green card holder can buy a home. If he is green card holder a copy of the passport and immigration saying so would be needed. If he is not a Green Card holder a copy of his Visa Type shall be obtained like H1B.

Non Permanent or Permanent Residents Buying or refinancing a Home

There are some govt programs that mandate that a person must be a permanent resident alien to be applying for mortgage. There are others like Fannie Mae, Freddie Mac, FHA that do not require the borrower to be a permanent resident alien.

Even if you were a non permanent resident alien. All you need is Proof of residency status, social security is required to get the mortgage done.

Documentation for Non US Citizen:

Social Security Card (front and back copy)

Green Card (front and back copy)

Photo ID such as drivers license or passport

Unexpired Employment Authorization Document (EAD card) (depending on Visa type, this may not be required)

Unexpired Visa or an acceptable I-797 Notice of Action/Notice of Approval form with valid extension dates AND the I-94 Arrival/Departure Receipt must be included

The above are essentially residency requirements.

You can contact your Fairfield-Vallejo CA mortgage expert to get you the lowest mortgage rate on your refinance.

For more information visit www.affordable-payment.com or call 323-705-3191 if you are a California Mortgage borrower. 

Artical by Roger Shanker